Multicopters & model aircraft

Third Party Liability Insurance

For multicopters (quadro-, octo-, hexacopters) and model aircraft with cameras.

Scope of benefits

  • Covers the legal liability regarding the ownership and operation of insured quadrocopters, microcopters, hexacopters and model aircraft with cameras for private and commercial purposes including filming and photography flights on private and public grounds
  • Valid within EU/EEA territory, UK and Switzerland
  • Austrian law applies

Important requirements

The policyholder is responsible for ensuring that all official requirements and permits are obtained in advance and complied with at all times. Care must also be taken that sufficient protection is ensured with regard to the recording of groups of people.

Not insured

The insurance does not cover photographs / films of / during:

  • Police operations
  • Military operations
  • Recordings of persons in closed rooms (halls)
  • Aircraft flying automatically without remote control

Any claims for compensation due to infringement of third-party privacy rights are not included in the scope of the insurance. No public liability insurance for the business operated is included.

Insurance sums

Third Party Liability Insurance regarding the ownership and operation of insured quadrocopters, microcopters, hexacopters and model aircraft with cameras for private and commercial purposes including filming and photography flights on private and public grounds, valid within EU/EEA territory, UK and Switzerland € 1.500.000,–
or € 3.000.000,–
At least SDR 750.000,–

The Special Drawing Right (SDR) is an artificial currency unit of the International Monetary Fund. The statutory liability limits are expressed in SDR.

Annual premiums

All premiums include insurance tax.

Insurance sum € 1.500.000,–

Policyholders with residence in the EU € 255,–

Insurance sum € 3.000.000,–

Policyholders with residence in the EU € 360,–

Insurance terms and conditions

AVB 300/2016

Third Party-/Passenger Legal Liability Insurance Conditions AVB for Aircraft Owners and Air Carriers 300/2016 (English translation)
Only the German version (see below) is legally binding.

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Special terms multicopter 2015

Special terms multicopter 2015 (English translation)
Only the German version (see below) is legally binding.

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Asbestos Exclusion Clause

Asbestos Exclusion Clause (English translation)
Only the German version (see below) is legally binding.

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AVB 300/2016 · German version

Luftfahrt Haftpflichtversicherungs-Bedingungen (Luftfahrzeughalter, Luftfrachtführer) AVB 300/2016 (in German language)

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Besondere Bedingungen Multicopter 2015 · German version

Besondere Bedingungen Multicopter 2015 (in German language)

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Asbest-Ausschlussklausel · German version

Asbest-Ausschlussklausel (in German language)

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Additional information

Contract information · German version

Vertragsinformationen (in German language)

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Information concerning the usage of your data · German version

Informationen zur Verwendung Ihrer Daten (in German language)

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Information concerning the usage of your data

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